There are several different methods of investing money in the hopes of gaining an earnings. stocks and bonds, exchanging currencies in the Foreign exchange market, annuities, certificates of deposit, mutual funds, getting realty to cost a profit later (Flip That Home!), Individual Retirement Account's, even simple cost savings accounts, are all approaches of investing. Even lending your brother-in-law a couple of bucks (at a reasonable rate of interest) to begin a business is a financial investment.